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Determinants of Mobile Money Adoption in Pakistan (1712.01081v1)
Published 13 Nov 2017 in stat.ML
Abstract: In this work, we analyze the problem of adoption of mobile money in Pakistan by using the call detail records of a major telecom company as our input. Our results highlight the fact that different sections of the society have different patterns of adoption of digital financial services but user mobility related features are the most important one when it comes to adopting and using mobile money services.