Establish the causal and temporal ordering of advice evaluations

Test whether the proposed ordering from advice appraisals to Overall Quality, Trust, and Intended Reliance constitutes a causal and temporal pathway by manipulating specific appraisals and observing subsequent changes in Trust and Reliance.

Background

The experiment measured appraisals, Overall Quality, Trust, and Intended Reliance within the same advice-evaluation task. Consequently, the reported relationships are associational and do not establish that earlier appraisals cause later judgments or that the proposed sequence unfolds over time.

The unresolved problem is to test the pathway more directly using longitudinal or experimental designs that manipulate individual appraisal dimensions and measure their downstream effects on Trust and Reliance.

References

Future work could test this ordering more directly through longitudinal or experimental designs that manipulate specific appraisals and observe subsequent changes in Trust and Reliance.

— Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged  (2609.20989 - Kapadia et al., 17 Sep 2026) in Section 6, Limitations and Future Work

Longitudinal studies could also examine how these relationships evolve as users accumulate experience with an AI system and observe the consequences of its advice.

— Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged  (2609.20989 - Kapadia et al., 17 Sep 2026) in Section 6, Limitations and Future Work