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Token-Based Payment Systems
Published 15 Jul 2022 in cs.CY and cs.CR | (2207.07530v2)
Abstract: In this article, we consider the roles of tokens and distributed ledgers in digital payment systems. We present a brief taxonomy of digital payment systems that use tokens, and we address the different models for how distributed ledger technology can support digital payment systems in general. We offer guidance on the salient features of digital payment systems, which we comprehend in terms of consumer privacy, token issuance, and accountability for system operators.
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