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Financial Fine-tuning a Large Time Series Model (2412.09880v1)

Published 13 Dec 2024 in q-fin.CP and cs.LG

Abstract: Large models have shown unprecedented capabilities in natural language processing, image generation, and most recently, time series forecasting. This leads us to ask the question: treating market prices as a time series, can large models be used to predict the market? In this paper, we answer this by evaluating the performance of the latest time series foundation model TimesFM on price prediction. We find that due to the irregular nature of price data, directly applying TimesFM gives unsatisfactory results and propose to fine-tune TimeFM on financial data for the task of price prediction. This is done by continual pre-training of the latest time series foundation model TimesFM on price data containing 100 million time points, spanning a range of financial instruments spanning hourly and daily granularities. The fine-tuned model demonstrates higher price prediction accuracy than the baseline model. We conduct mock trading for our model in various financial markets and show that it outperforms various benchmarks in terms of returns, sharpe ratio, max drawdown and trading cost.

Summary

  • The paper explores fine-tuning TimesFM, a large time series model, for enhanced financial market prediction.
  • Authors employed continual pre-training on 100 million financial data points with modified loss function and strategic masking.
  • Empirical findings show improved predictive accuracy, outperformance in mock trading metrics, and potential for foundation models in quantitative finance.

Financial Fine-Tuning of a Large Time Series Model: An Exploration

In the paper titled "Financial Fine-tuning a Large Time Series Model," the authors examine the applicability of a foundation time series model, specifically TimesFM, for financial market predictions. The research addresses the challenging problem of leveraging large models for the prediction of financial market prices, treating these prices as time series data. Given the irregularities inherent in financial data, the team's objective is to investigate whether TimesFM can be optimized through fine-tuning to yield more accurate and reliable market forecasts.

Research Approach

The authors begin by critically evaluating the performance of the original TimesFM model on financial time series data, specifically price data. Their results reveal that the model, in its raw form, fails to adequately capture the complexities of financial data, manifested in poor prediction accuracy. In response, they propose a fine-tuning strategy involving continual pre-training on financial market data, encompassing 100 million time points. This data spans various financial instruments and includes both hourly and daily granularities.

Key modifications to the training process include alterations to the loss function and the implementation of a strategic masking method during training. Specifically, a log transformation of the time series data is applied before loss computation to stabilize training and handle the large value ranges of financial data. The masking strategy fortifies the model's robustness by randomly selecting segments of the time series for training, thereby mitigating issues of overfitting and enhancing its generalization capabilities.

Empirical Findings

Upon applying fine-tuning, the adjusted TimesFM model displayed substantial improvements in predictive accuracy compared to its baseline. Furthermore, the authors conducted a series of mock trading experiments to provide a practical assessment of the model's predictive power in a real-world context. The results of these mock trading activities show that the fine-tuned model not only outperforms the original TimesFM but also surpasses other benchmarks in terms of key financial metrics, such as returns, Sharpe ratio, maximum drawdown, and trading costs.

For instance, the paper highlights improved annual returns and reduced volatility within market-neutral trading strategies, indicating the model's robustness across various market conditions. However, the model's performance varied across different markets, with mixed results from cryptocurrencies and foreign exchange data when juxtaposed with basic AR(1) models.

Implications and Future Perspectives

This paper contributes insightful implications for the intersection of large models and quantitative finance. The adaptation of TimesFM through fine-tuning demonstrates the potential for foundation models to enhance decision-making processes in financial contexts. By offering an effective methodological approach to harness the predictive power of large models in financial markets, this research opens pathways for further explorations into fine-tuning strategiess and broader applications of time-series foundation models.

For future work, expanding the fine-tuning dataset to accommodate a broader variety of financial instruments and incorporating synthetic data could refine the model's accuracy and versatility. Additionally, employing advanced fine-tuning techniques, such as those leveraging LoRA or further exploring changes to the architecture, might yield additional performance gains. Finally, the exploration of the model's internal mechanisms via probing methods could unravel the model's learned dynamics, potentially leading to enhanced model interpretability.

In conclusion, this paper effectively demonstrates the feasibility and benefits of fine-tuning a foundation time series model like TimesFM for the nuanced domain of financial market prediction, setting the groundwork for ongoing research and development in this field.

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